Why the 10-Year MYGA Now Pays More Than the 7-Year
Marc Johnston-RochePublished on: 22/08/2026
A rare inversion in MYGA rates now has the 10-year term paying more than the 7-year. Here's what caused it and how to reassess term length.
Annuity Types
Marc Johnston-Roche
SPIA Income: The Longevity Hedge and the Cognitive-Decline Hedge Nobody Talks About
Marc Johnston-RochePublished on: 18/07/2026
A single premium immediate annuity (SPIA) protects against two retirement risks at once: outliving your savings, and mismanaging them after cognitive decline sets in.
Annuity Types
10 Questions to Ask Before Buying an Annuity | AnnuitiesHQ
Marc Johnston-RochePublished on: 06/06/2017
Before committing to an annuity, ask these 10 critical questions. From surrender charges to carrier ratings, this checklist helps you buy with confidence and avoid costly mistakes.
AnnuitiesAnnuity TypesAnnuity EducationFinancial PlanningRetirement Planning
Best Annuities for Retirement: How to Choose the Right Type | AnnuitiesHQ
Marc Johnston-RochePublished on: 06/03/2017
Not all annuities are created equal. This guide breaks down which types of annuities work best for retirement income, who each type suits, and what to look for before you buy.
AnnuitiesAnnuity TypesAnnuity EducationRetirement Planning