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A New Fixed Index Annuity Built for Lifetime Income: What the Launch Does and Doesn't Show

A New Fixed Index Annuity Built for Lifetime Income: What the Launch Does and Doesn't Show

A New Fixed Index Annuity Built for Lifetime Income: What the Launch Does and Doesn't ShowMarc Johnston-Roche
Published on: 18/09/2026

Global Atlantic launched ForeLifetime Income, a fixed index annuity with two lifetime withdrawal riders. What the release says, what it leaves out, and what to ask before buying.

fixed index annuityannuity newslifetime income
Fixed-Rate Deferred Annuity Sales in Q2 2026: What LIMRA's Final Data Shows

Fixed-Rate Deferred Annuity Sales in Q2 2026: What LIMRA's Final Data Shows

Fixed-Rate Deferred Annuity Sales in Q2 2026: What LIMRA's Final Data ShowsMarc Johnston-Roche
Published on: 14/09/2026

LIMRA's preliminary Q2 2026 data put fixed-rate deferred annuity sales at $44.7B; final data revised it to $41.8B. What changed and what it says about savers.

MYGAfixed annuitiesannuity salesLIMRA
Why the 10-Year MYGA Now Pays More Than the 7-Year

Why the 10-Year MYGA Now Pays More Than the 7-Year

Why the 10-Year MYGA Now Pays More Than the 7-YearMarc Johnston-Roche
Published on: 22/08/2026

In mid-August 2026 the 10-year MYGA briefly paid more than the 7-year. See the current rate table, why terms and rates differ, and how to weigh term length.

MYGAannuity ratesfixed annuities
SPIA Income: The Longevity Hedge and the Cognitive-Decline Hedge Nobody Talks About

SPIA Income: The Longevity Hedge and the Cognitive-Decline Hedge Nobody Talks About

SPIA Income: The Longevity Hedge and the Cognitive-Decline Hedge Nobody Talks AboutMarc Johnston-Roche
Published on: 18/07/2026

A single premium immediate annuity (SPIA) protects against two retirement risks at once: outliving your savings, and mismanaging them after cognitive decline sets in.

SPIAannuity typesretirement planning