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Fixed-Rate Deferred Annuity Sales Jump to $44.7B in Q2 2026

Fixed-Rate Deferred Annuity Sales Jump to $44.7B in Q2 2026

Fixed-Rate Deferred Annuity Sales Jump to $44.7B in Q2 2026Marc Johnston-Roche
Published on: 14/09/2026

MYGA-style fixed-rate deferred annuity sales rose 26% in Q2 2026 to $44.7B, as savers lock in guaranteed rates. See what's driving the surge.

Annuity Types
Why the 10-Year MYGA Now Pays More Than the 7-Year

Why the 10-Year MYGA Now Pays More Than the 7-Year

Why the 10-Year MYGA Now Pays More Than the 7-YearMarc Johnston-Roche
Published on: 22/08/2026

A rare inversion in MYGA rates now has the 10-year term paying more than the 7-year. Here's what caused it and how to reassess term length.

Annuity Types
SPIA Income: The Longevity Hedge and the Cognitive-Decline Hedge Nobody Talks About

SPIA Income: The Longevity Hedge and the Cognitive-Decline Hedge Nobody Talks About

SPIA Income: The Longevity Hedge and the Cognitive-Decline Hedge Nobody Talks AboutMarc Johnston-Roche
Published on: 18/07/2026

A single premium immediate annuity (SPIA) protects against two retirement risks at once: outliving your savings, and mismanaging them after cognitive decline sets in.

Annuity Types
10 Questions to Ask Before Buying an Annuity | AnnuitiesHQ

10 Questions to Ask Before Buying an Annuity | AnnuitiesHQ

10 Questions to Ask Before Buying an Annuity | AnnuitiesHQMarc Johnston-Roche
Published on: 06/06/2017

Before committing to an annuity, ask these 10 critical questions. From surrender charges to carrier ratings, this checklist helps you buy with confidence and avoid costly mistakes.

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