AnnuitiesHQ.com — research.connect.invest
In-Plan Annuities in a 401(k): What the Industry Says Is Really Holding Them Back

In-Plan Annuities in a 401(k): What the Industry Says Is Really Holding Them Back

In-Plan Annuities in a 401(k): What the Industry Says Is Really Holding Them BackMarc Johnston-Roche
Published on: 06/11/2026

An in-plan annuity 401k option is still rare: 90% of plans have none. Insurers say the barrier is education, not the product. What to check before you opt in.

in-plan annuity401kguaranteed incomeretirement planning
How to Read a MYGA Before You Read the Rate

How to Read a MYGA Before You Read the Rate

How to Read a MYGA Before You Read the RateMarc Johnston-Roche
Published on: 04/11/2026

A new MYGA launched with no rate published. Learn how to compare MYGA rates by reading the four contract mechanics that decide what the rate is actually worth.

MYGAfixed annuitiesannuity ratesannuity education
What a 1035 Exchange Does Not Do: The Surrender Charge Nobody Mentions

What a 1035 Exchange Does Not Do: The Surrender Charge Nobody Mentions

What a 1035 Exchange Does Not Do: The Surrender Charge Nobody MentionsMarc Johnston-Roche
Published on: 02/11/2026

A 1035 exchange annuity transfer avoids tax, not cost. What the IRS rule covers, the 180-day partial exchange rule, and the surrender charge that still applies.

1035 exchangeannuity educationsurrender charges
Three States, One Annuity Carrier: What a Stop-New-Business Order Means for a Contract You Already Own

Three States, One Annuity Carrier: What a Stop-New-Business Order Means for a Contract You Already Own

Three States, One Annuity Carrier: What a Stop-New-Business Order Means for a Contract You Already OwnMarc Johnston-Roche
Published on: 28/10/2026

Three states acted on one annuity writer in six weeks. How to read a stop-new-business order and check annuity carrier financial strength yourself.

annuity carrier financial strengthcarrier solvencyguaranty associationannuity regulation