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Fixed Indexed Annuity Cap Rates Are Climbing Again — Here's What's Actually Capped

Fixed Indexed Annuity Cap Rates Are Climbing Again — Here's What's Actually Capped

Fixed Indexed Annuity Cap Rates Are Climbing Again — Here's What's Actually CappedMarc Johnston-Roche
Published on: 22/10/2026

FIA cap rates hit 12.00% on Oct 19, 2026. See how a cap rate, participation rate, and spread work, plus what the 0% floor actually protects.

fixed indexed annuitiesannuity rates
Early-October 2026 MYGA Rates: The Top Offer Still Isn't From an A-Rated Carrier

Early-October 2026 MYGA Rates: The Top Offer Still Isn't From an A-Rated Carrier

Early-October 2026 MYGA Rates: The Top Offer Still Isn't From an A-Rated CarrierMarc Johnston-Roche
Published on: 21/10/2026

The top MYGA rate climbed to 6.45% this week, still from a B-rated carrier. See how it compares to A-rated offers and what that gap actually means.

MYGAannuity rates
How Corebridge's New "Progressive Trigger" Strategy Changes Indexed Annuity Crediting

How Corebridge's New "Progressive Trigger" Strategy Changes Indexed Annuity Crediting

How Corebridge's New "Progressive Trigger" Strategy Changes Indexed Annuity CreditingMarc Johnston-Roche
Published on: 21/10/2026

Corebridge just launched Progressive Trigger, a 5-year crediting strategy with a "Memory" feature. Here's exactly how it works, and the real downside if the index never recovers.

indexed annuitiesannuity newscrediting strategies
The 2027 Social Security COLA Estimate Just Narrowed to 3.4%-3.6%. Here's the Dollar Math.

The 2027 Social Security COLA Estimate Just Narrowed to 3.4%-3.6%. Here's the Dollar Math.

The 2027 Social Security COLA Estimate Just Narrowed to 3.4%-3.6%. Here's the Dollar Math.Marc Johnston-Roche
Published on: 10/10/2026

2027 Social Security COLA forecasts have narrowed to 3.4%-3.6% ahead of the Oct 14 announcement. See the worked dollar math and what actually eats into the increase.

Social SecurityCOLARetirement Planning