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| Annuity Type | Term | Min. Investment | Type | Current Rate |
|---|---|---|---|---|
| Fixed Annuity (MYGA)Multi-Year Guaranteed — Principal protected | 5 Year | $10,000 | Best Rate | 5.20%Guaranteed |
| Fixed Annuity (MYGA)Multi-Year Guaranteed — Principal protected | 3 Year | $10,000 | Popular | 4.85%Guaranteed |
| Fixed Indexed AnnuityS&P 500 linked — downside protection | 7 Year | $25,000 | Popular | Up to 7.8%Cap rate |
| Hybrid / Income AnnuityIncome rider — guaranteed withdrawal benefit | 10 Year | $25,000 | Income | 6.50%Income roll-up |
| Immediate Annuity (SPIA)Single premium — income starts immediately | Lifetime | $50,000 | High Income | ~6.8%Payout rate |
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An annuity is an investment vehicle that provides safe, tax-deferred growth of your retirement nest egg. The highlights of annuities are guaranteed monthly income at retirement and lower risk compared to other investments.
There are many types of annuities to fit your needs including variable, fixed, deferred, immediate, and hybrid. To find out which annuity type is the best for your retirement we recommend you consult a trusted financial advisor.
While annuities are very versatile, they don’t fit everyone’s needs. Specifically, annuities are designed for people interested in guaranteed monthly income throughout retirement.
Annuities are not an aggressive investment option — they are low-risk and correspondingly offer conservative returns. Because annuity payouts are guaranteed, they are considered a safe, yet conservative, retirement option.
The team behind AnnuitiesHQ.com has been providing unbiased advice on annuities for years. AnnuitiesHQ also has an extensive network of trusted financial advisors.
We do not sell annuities ourselves — we help analyze your current situation and needs, and connect you with a financial advisor that can offer the best annuity package for you. We are here to answer your questions and provide free quotes without any commitment from you.
The first step is to determine if an annuity is the best investment vehicle for your retirement situation. This is a function of the amount of savings you currently have, your age, when you plan to retire, and where you live.
By completing the form above, we will take this information and generate a customized annuity report just for you. This report will help you determine if an annuity is a good fit and provide further instructions for contacting our unbiased support staff here at AnnuitiesHQ.
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“Annuities HQ and the advisor I was matched with provided me with excellent resources, knowledge, and guidance to make this entire process nearly seamless. They walked me through each step and their industry experience helped me feel comfortable and confident with my financial decisions.”
“I am exceptionally pleased with my interactions with Annuities HQ and their advisor network. I have relied on their guidance and advice when pursuing annuities and was equally impressed with their ability and desire to connect with me as a client. I look forward to working with them again in the future.”
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