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The DOL Fiduciary Rule Is Gone. Here's What Still Protects Annuity Buyers in 2026

The DOL Fiduciary Rule Is Gone. Here's What Still Protects Annuity Buyers in 2026

The DOL Fiduciary Rule Is Gone. Here's What Still Protects Annuity Buyers in 2026Marc Johnston-Roche
Published on: 02/10/2026

A federal court vacated the DOL's 2024 Retirement Security Rule in March 2026. Here's what changed, what's proposed next, and what still protects annuity buyers in every state.

dol fiduciary ruleannuity regulationbest interest standard
Annuity Sales Hit $121.2 Billion in Q2 2026 — But Not Every Product Grew

Annuity Sales Hit $121.2 Billion in Q2 2026 — But Not Every Product Grew

Annuity Sales Hit $121.2 Billion in Q2 2026 — But Not Every Product GrewMarc Johnston-Roche
Published on: 28/09/2026

LIMRA's final Q2 2026 survey confirms an 11th straight $100B+ quarter, but RILA and variable annuity sales surged while FIA and MYGA-style sales declined year over year.

LIMRAannuity salesQ2 2026RILAMYGA
Debt Is the Real Reason Most Americans Aren't Saving for Retirement

Debt Is the Real Reason Most Americans Aren't Saving for Retirement

Debt Is the Real Reason Most Americans Aren't Saving for RetirementMarc Johnston-Roche
Published on: 25/09/2026

A 2026 NIRS survey found 77% say debt blocks retirement saving, and just 9% know what $100K in savings actually pays. Here's what that means for your plan.

retirement savingsdebtNIRS surveyguaranteed income
401(k) Plans Are Already Putting Real Money Into Annuities

401(k) Plans Are Already Putting Real Money Into Annuities

401(k) Plans Are Already Putting Real Money Into AnnuitiesMarc Johnston-Roche
Published on: 22/09/2026

Target-date funds with a built-in annuity now hold $44 billion in assets. BlackRock's LifePath Paycheck alone grew from $9B to $25B in 18 months.

401kretirement planningguaranteed income