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Why the 10-Year MYGA Now Pays More Than the 7-Year

Why the 10-Year MYGA Now Pays More Than the 7-Year

Why the 10-Year MYGA Now Pays More Than the 7-YearMarc Johnston-Roche
Published on: 22/08/2026

A rare inversion in MYGA rates now has the 10-year term paying more than the 7-year. Here's what caused it and how to reassess term length.

Annuity Types
The Annuity Buyer's Checklist: 4 Things to Verify Before You Sign

The Annuity Buyer's Checklist: 4 Things to Verify Before You Sign

The Annuity Buyer's Checklist: 4 Things to Verify Before You SignMarc Johnston-Roche
Published on: 20/08/2026

Every state now requires a best-interest standard for annuity recommendations. Here are 4 things to verify in writing before you sign any annuity contract.

Annuity Education
Why Retiree Confidence Just Hit a 9-Year Low (And What Actually Fixes It)

Why Retiree Confidence Just Hit a 9-Year Low (And What Actually Fixes It)

Why Retiree Confidence Just Hit a 9-Year Low (And What Actually Fixes It)Marc Johnston-Roche
Published on: 17/08/2026

Retiree confidence dropped to 61% in 2026, the lowest since 2017 — not because of the market, but planning complexity. Here is what actually helps.

Retirement Planning
Laid Off Before Retirement? How to Rebuild a Guaranteed Income Plan

Laid Off Before Retirement? How to Rebuild a Guaranteed Income Plan

Laid Off Before Retirement? How to Rebuild a Guaranteed Income PlanMarc Johnston-Roche
Published on: 10/08/2026

An unexpected layoff at 55 or older can upend a retirement plan. Learn how a pension's death-benefit gap works and how advisors rebuild a guaranteed income floor from what you already have.

Retirement Planning