Annuity Guide
Annuities can be overwhelming so we have created our Annuity Guide to help you make the right choices when considering your retirement investment decisions.
Types of Annuities
Most people think of annuities as a modern income/investment vehicle. Nothing could be further from the truth. Although the annuity products of today differ quite a bit from their historical antecedents, the idea of paying out a flow or stream of income to a person or even a family dates back to the Roman Empire.
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Annuity Types | Indexed Annuities
Indexed annuities, often called “equity-indexed,” “fixed-indexed annuities,” or “hybrid-annuities”, are a type of annuity that combines features from both fixed and variable annuities.
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Annuity Types | Immediate Annuities
An immediate annuity is the first of the three major types of annuity investments. The immediate annuity is also called a single premium immediate annuity or SPIA.
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Annuity Types | Hybrid Annuities
The Hybrid annuity is not your Grandfather’s traditional annuity. It’s one of the newer iterations or evolutions of annuity products.
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Annuity Types | Fixed Annuities
Fixed annuities are insurance products that are guaranteed to return both the principal you invest plus a fixed rate of interest.
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