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Building A Portfolio: What Are The Best Investments for Retirement?
Individuals who are saving for their retirement are mostly concerned with one thing - am I putting my money into the right investments? Unlike other investor types, those building their retirement portfolios are mostly concerned with safe growth; maybe their portfolio...
Annuity Vs Perpetuity: Can Annuities Be Perpetual?
Annuities may seem complex to someone who is unfamiliar with how they work. Many times, new investors seek to understand annuities by comparing them to investments and terms that they are more familiar with and drawing out the pros and cons of each -- such as annuity...
Planning for Retirement: Annuities vs Mutual Funds
When considering what investment options should be chosen for retirement, there is often a question of “Annuities vs Mutual Funds - which one is best?” The truth of the matter is, both of these options are viable investments, and both have their pros and cons. The key...
Are Annuities Good Or Bad? It Depends Actually.
"The truth is, annuities are like any other financial tool or investment vehicle; they are great for some financial situations and not-so-great for others." A quick Google search for the word “annuities” will bring up several opinions about annuity investments. Before...
10 Questions to Ask Before You Buy an Annuity
You've probably already asked yourself Question Number One, 1. Should I buy an annuity? And if you've done even a simple Google search to start answering this question, you've already discovered that there is a lot of information out there - but not all of it...
Best Annuities for Retirement
Retirement is an exciting and overwhelming time. You are thrilled with your new freedom and are ready to experience life - sign up for classes, spend time with family, kick your legs up and have a drink, or just relax. But with this freedom also comes an uncertainty...
401k Rollover to Annuity
The finance world can be rather confusing with all of its different terms if you are not a professional in the field. With different types of retirement plans, advantages and disadvantages for each and fees associated with every type, one can easily decide to brush...
What Does the New DOL Fiduciary Rule Mean for You?
After many years of deliberations and public hearings, the Department of Labor (DOL) is implementing a new fiduciary rule with regards financial advisors who represent plans covered by the Employee Retirement Income Security Act of 1974 (ERISA). The new DOL fiduciary...
Annuity Payout Options
Annuities act as an insurance product that pays you income and some investors use them as part of their retirement strategy. There are three different types of annuities, including fixed annuities, variable annuities, and equity-indexed annuities. Each differs in...
Pros and Cons of Annuities
Is Using Annuities for Retirement Income Good or Bad? The most important financial goal one can have is to save for a comfortable retirement. Very few Americans have the luxury of retiring with a hefty pension and therefore planning ahead of time is imperative. The...